My Honest Review of Collective: The Ultimate Finance Partner for Self-Employed Entrepreneurs
As a current member of Collective, I wanted to share my experience with their platform and why it has been such a game-changer for me as a small business owner and share a free month option with you if you decide to move forward with booking an introductory call!
Seamless Onboarding & Support
From the start, the eligibility process was simple. After an initial chat with a sales representative, they connected me with a tax attorney who reviewed my situation and confirmed that I was a great candidate. Collective took care of filing my LLC, guiding me every step of the way. Their team provided reassurance and expertise, which was invaluable—especially as someone navigating self-employment for the first time.
During onboarding, I worked with two specialists who not only walked me through the process but also expressed their belief in me. As someone who had moments of doubt about stepping out on my own, this level of encouragement and support made a huge impact.
User-Friendly Platform & Financial Clarity
The Collective dashboard is incredibly intuitive. Managing finances—especially tasks like determining my reimbursements—has been effortless. They also set me up with Mercury Bank, a modern banking solution designed for small businesses, making money transfers between accounts seamless.
One of my favorite features is how easy it is to pay myself through the platform. Collective integrates with Gusto, a leading payroll system, ensuring that my salary, tax withholdings, and compliance requirements are all handled smoothly.
Ongoing Support & Tax Filing Assistance
The messaging function on the platform allows me to track all communications in one place, keeping things organized. If I ever need help, getting someone on the phone is easy, which is a huge plus.
The thought of bookkeeping gives me the icks and takes away valuable time from me building my business and focusing on efforts to expand - therfore, outsourcing this function of my business with Collective has been a game changer. Sure I took accounting classes in both my undergraduate and graduate studies, but let’s be real, I have vivid memories of discouragement, annoyance and tears when I went through it. Accounting is not my jam. But it is at Collective.
For tax filing, Collective has partnered with Taxfyle, a tax preparation service that I’ll be using for the first time this year. They even provided a discount, which was a nice bonus. Additionally, they review my Profit & Loss statements monthly, giving me a clear picture of my business's financial health.
When I submitted my tax documents, the platform provided a visual timeline showing exactly where I (or Collective) was in the process. Any outstanding tasks that need my attention appear on my dashboard, making it easy to stay on top of deadlines.
A Supportive Community of Entrepreneurs
Beyond accounting, Collective offers community events that allow members to network and connect. I’ve attended two events so far and found them both fun and valuable for meeting other small business owners.
Is Collective Right for You?
If you're a self-employed entrepreneur looking for a stress-free way to manage your finances, I highly recommend checking out Collective. They handle the back-end details so you can focus on growing your business.
I’ve worked for small businesses where I saw firsthand how disorganized accounting and finances could create unnecessary stress and dysfunction. From the very beginning of my own business journey, I knew I wanted to avoid those challenges. I made the decision to invest in Collective for the peace of mind that comes with having a structured, reliable accounting and finance system in place—allowing me to focus on growth without the financial chaos.
If you decide to sign up, you can get one free month by using my referral code: KimberlyBlair or by requesting more information here: share.collective.com/KimberlyBlair
Let me know if you have any questions—I’m happy to share more about my experience!
